RAMAKRISHNA TYAPI, DR. ANIL TIWARI. Customer Acceptance and Perception of Digital Banking Services in Emerging Urban Markets A Study of Bagalkot. International Journal of Engineering Science & Humanities, [S. l.], v. 15, n. 4, p. 912–926, 2025. Disponível em: https://www.ijesh.com/j/article/view/757. Acesso em: 17 apr. 2026.