RAKESH VERMA, DR. MANISHA GOEL. Financial Inclusion through Policy-Enabled Fintech Innovation: Lessons from India’s Digital Payment and Lending Ecosystem. International Journal of Engineering Science & Humanities, [S. l.], v. 14, n. 3, p. 130–142, 2024. Disponível em: https://www.ijesh.com/j/article/view/551. Acesso em: 26 mar. 2026.